How to Control Spending

How to Control Spending

Controlling your spending habits gives you more financial freedom. The book I’m Broke! The Money Handbook, says: “The more you know about money, the more of it you’ll have for the things you want-now and in the future.” What are some benefits...
How to live within your income?

How to live within your income?

To live within your income or within your means, you must keep your expenses at or below your actual income.  When you do, you can avoid a lot of stress brought on by financial challenges.  What can you do it live within your means? Have a budget. It is important to...
Living on Less – How?

Living on Less – How?

Have you had a big change in your life that is forcing you to live on less financially?  Perhaps due to economic hardships, natural disasters, health problems or something else. Maybe you want to work on paying off your debt so you want to reduce your expenses to...
Is the Credit Card Controlling You?

Is the Credit Card Controlling You?

You have the power to decide where your money goes. How I used to “manage” manage my credit card use. Previously my husband and I would use credit cards for EVERYTHING, we didn’t have debit cards and we hardly ever had cash. Grocery store, swipe, gas...