How to live within your income?

How to live within your income?

To live within your income or within your means, you must keep your expenses at or below your actual income.  When you do, you can avoid a lot of stress brought on by financial challenges.  What can you do it live within your means? Have a budget. It is important to...
Living on Less – How?

Living on Less – How?

Have you had a big change in your life that is forcing you to live on less financially?  Perhaps due to economic hardships, natural disasters, health problems or something else. Maybe you want to work on paying off your debt so you want to reduce your expenses to...
What is a budget?  Why do I need a budget?

What is a budget? Why do I need a budget?

What is a budget? A budget is a way to balance your income, expenses and financial goals. A budget is a spending plan based on your income and expenses. It is a way to know what money is coming in (income) and what money is going out, (expenses). Why do I need a...