How to live within your income?

How to live within your income?

To live within your income or within your means, you must keep your expenses at or below your actual income.  When you do, you can avoid a lot of stress brought on by financial challenges.  What can you do it live within your means? Have a budget. It is important to...
Is the Credit Card Controlling You?

Is the Credit Card Controlling You?

You have the power to decide where your money goes. How I used to “manage” manage my credit card use. Previously my husband and I would use credit cards for EVERYTHING, we didn’t have debit cards and we hardly ever had cash. Grocery store, swipe, gas...
What is a budget?  Why do I need a budget?

What is a budget? Why do I need a budget?

What is a budget? A budget is a way to balance your income, expenses and financial goals. A budget is a spending plan based on your income and expenses. It is a way to know what money is coming in (income) and what money is going out, (expenses). Why do I need a...